Spring Bank President and CEO David Schuelke provided his perspective. While there are challenges, Dave noted, "Business owners, I think, for the most part are optimistic for 2022." Dave shared his plans to keep his eye on the employment figures. "If unemployment goes up, then I'm going to start thinking we are headed for a recession," he said. "You don't generally go into a recessionary period with 3% unemployment." Read the article.