High Yield Money Market Account (Personal, IRA, or Business)
| Interest Compounded and Credited Monthly |
Minimum Required to Open / Maintain and Earn Annual Percentage Yield (APY) |
The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15. | |||||||||
| $0 to $999.99 | $1,000 to $24,999.99 | $25,000 to $49,999.99 | $50,000 to $249,999.99 | $250,000 and Higher⚹ | |||||||
| Rate | APY | Rate | APY | Rate | APY | Rate | APY | Rate | APY | ||
0.05 |
0.05 |
2.28 |
2.30 |
2.33 |
2.35 |
2.52 |
2.55 |
2.86 |
2.90 |
||
| The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the rate in effect for that balance tier. Fees could reduce earnings. ⚹The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The FDIC provides separate coverage for deposits held in different account ownership categories. Depositors may qualify for coverage over $250,000 if they have funds in different ownership categories and all FDIC requirements are met. |
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Certificates of Deposit (Personal, IRA, or Business)
| TERM | Minimum Required to Open / Maintain and Earn Annual Percentage Yield (APY) | Interest Compounded | Interest Credited | ||||||
| $1,000 - $24,999 | $25,000 - $99,999 | $100,000 and higher | |||||||
| Rate | APY | Rate | APY | Rate | APY | ||||
| 3 Month | 2.38 |
2.40 |
2.48 |
2.50 |
2.72 |
2.75 |
None |
At Maturity |
|
| 6 Month | 3.11 |
3.15 |
3.21 |
3.25 |
3.45 |
3.50 |
Quarterly |
Quarterly |
|
| 1 Year | 4.04 |
4.10 |
4.14 |
4.20 |
4.38 |
4.45 |
Quarterly |
Quarterly |
|
| 2 Year | 4.09 |
4.15 |
4.18 |
4.25 |
4.43 |
4.50 |
Quarterly |
Quarterly |
|
| 3 Year | 4.09 |
4.15 |
4.18 |
4.25 |
4.43 |
4.50 |
Quarterly |
Quarterly |
|
| 4 Year | 3.99 |
4.05 |
4.09 |
4.15 |
4.33 |
4.40 |
Quarterly |
Quarterly |
|
| 5 Year | 3.99 |
4.05 |
4.09 |
4.15 |
4.33 |
4.40 |
Quarterly |
Quarterly |
|
| 7 Year | 3.99 |
4.05 |
4.09 |
4.15 |
4.33 |
4.40 |
Quarterly |
Quarterly |
|
| The Annual Percentage Yield (APY) on Certificates of Deposit assumes interest remains on deposit until maturity; a withdrawal of interest prior to maturity will reduce earnings. Penalties for early withdrawal of principal could reduce earnings, whether earned or not. Interest accrues using the daily balance method at the rate in effect for that balance tier. | |||||||||
Savings Account
| Interest Compounded and Credited Monthly |
Interest | Minimum Balance to Open Account | The minimum to avoid a monthly service fee is a $100 average daily balance. If the average daily balance falls below $100, there will be a monthly service fee of $5. | |||||||||
| Rate | APY | |||||||||||
0.25 |
0.25 |
$100.00 |
||||||||||
| The interest rate and APY are subject to change after the account is opened. Interest accrues on the daily collected balance. Fees could reduce earnings. | ||||||||||||
Health Savings Account (HSA)
| Interest Compounded and Credited Monthly |
Minimum Required to Maintain and Earn Annual Percentage Yield (APY) | No minimum deposit, minimum balance, annual fee, or monthly fee. No fee debit card option. One time $20 set up fee. $20 fee to transfer or close account. | ||||||||
| $0 to $999.99 | $1,000 to $9,999.99 | $10,000 and higher | ||||||||
| Rate | APY | Rate | APY | Rate | APY | |||||
0.10 |
0.10 |
0.20 |
0.20 |
0.25 |
0.25 |
|||||
| The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the rate in effect for that balance tier. Fees could reduce earnings. | ||||||||||
Personal Checking Account
| Account | Interest | Interest | Minimum Balance to Open Account |
Internet Banking | Online Bill Pay | ATM/Debit Card | ||
| $0 to $9,999.99 | $10,000 and Higher | |||||||
| Rate | APY | Rate | APY | |||||
| Personal Checking - Transaction Based | NA |
NA |
NA |
NA |
$100 |
Free |
$4.95 per Month |
Free |
| Regular Personal Checking | NA |
NA |
NA |
NA |
$500 |
Free |
Free |
Free |
| Premier Personal Checking⚹ | 0.15 |
0.15 |
0.25 |
0.25 |
$1 000 |
Free |
Free |
Free |
| ⚹The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the rate in effect for that balance tier. Fees could reduce earnings. | ||||||||
Business Checking Account
| Account | Minimum Balance to Open Account |
Earnings
Credit |
Analyzed Statement |
Internet Banking | Online Bill Pay | ATM/Debit Card |
| Basic Business Checking | $100 |
NA |
NA |
Free |
$4.95 per Month |
Yes |
| Premier Business Checking | $100 |
Yes |
Yes |
Free |
Free |
Yes |
Non Profit Business Checking Account
| Account | Interest | Internet Banking | Online Bill Pay | ATM/Debit Card | |||||
| $0 to $24,999.99 | $25,000 to $49,999.99 | $50,000 and higher | |||||||
| Rate | APY | Rate | APY | Rate | APY | ||||
| Non Profit Business Checking | 0.15 |
0.15 |
0.20 |
0.20 |
0.25 |
0.25 |
Free |
$4.95 per Month |
Yes |
| The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the rate in effect for that balance tier. Fees could reduce earnings. | |||||||||