Current Rates

Wednesday, September 20, 2017

High Yield Money Market Account (Personal, IRA, or Business)

Interest
Compounded
and Credited
Monthly
Minimum Required to Maintain and Earn Annual Percentage Yield (APY) The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.
$0 to $999.99 $1,000 to $24,999.99 $25,000 to $49,999.99 $50,000 to $249,999.99 $250,000 and Higher⚹
Rate APY Rate APY Rate APY Rate APY Rate APY
0.05
0.05
0.80
0.80
0.82
0.82
0.86
0.86
0.94
0.94
The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the rate in effect for that balance tier. Fees could reduce earnings.

⚹The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The FDIC provides separate coverage for deposits held in different account ownership categories. Depositors may qualify for coverage over $250,000 if they have funds in different ownership categories and all FDIC requirements are met.

Certificates of Deposit (Personal, IRA, or Business)

TERM Minimum Required to Open / Maintain and Earn Annual Percentage Yield (APY) Interest Compounded Interest Credited
$1,000 - $24,999 $25,000 - $99,999 $100,000 and higher
Rate APY Rate APY Rate APY
3 Month
0.80
0.80
0.82
0.82
0.87
0.87
None
At Maturity
6 Month
1.00
1.00
1.02
1.02
1.07
1.07
Quarterly
Quarterly
1 Year
1.39
1.40
1.41
1.42
1.46
1.47
Quarterly
Quarterly
2 Year
1.54
1.55
1.56
1.57
1.61
1.62
Quarterly
Quarterly
3 Year
1.69
1.70
1.71
1.72
1.76
1.77
Quarterly
Quarterly
4 Year
1.84
1.85
1.86
1.87
1.91
1.92
Quarterly
Quarterly
5 Year
2.03
2.05
2.05
2.07
2.10
2.12
Quarterly
Quarterly
7 Year
2.23
2.25
2.25
2.27
2.30
2.32
Quarterly
Quarterly
The Annual Percentage Yield (APY) on Certificates of Deposit assumes interest remains on deposit until maturity; a withdrawal of interest prior to maturity will reduce earnings. Penalties for early withdrawal of principal could reduce earnings, whether earned or not. Interest accrues using the daily balance method at the rate in effect for that balance tier.

Savings Account

Interest
Compounded
and Credited
Monthly
Interest Minimum Balance to Open Account The minimum to avoid a monthly service fee is a $100 average daily balance. If the average daily balance falls below $100, there will be a monthly service fee of $5.
Rate APY
0.25
0.25
$100.00
The interest rate and APY are subject to change after the account is opened. Interest accrues on the daily collected balance. Fees could reduce earnings.

Health Savings Account (HSA)

Interest
Compounded
and Credited
Monthly
Minimum Required to Maintain and Earn Annual Percentage Yield (APY) No minimum deposit, minimum balance, annual fee, or monthly fee. No fee debit card option. One time $20 set up fee. $20 fee to transfer or close account.
$0 to $999.99 $1,000 to $9,999.99 $10,000 and higher
Rate APY Rate APY Rate APY
0.25
0.25
0.30
0.30
0.45
0.45
The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the rate in effect for that balance tier. Fees could reduce earnings.

Personal Checking Account

Account Interest Interest Minimum Balance to
Open Account
Internet Banking Online Bill Pay ATM/Debit Card
$0 to $9,999.99 $10,000 and Higher
Rate APY Rate APY
Personal Checking - Transaction Based
NA
NA
NA
NA
$100
Free
$4.95 per Month
Free
Regular Personal Checking
NA
NA
NA
NA
$500
Free
Free
Free
Premier Personal Checking⚹
0.15
0.15
0.30
0.30
$1 000
Free
Free
Free
⚹The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the rate in effect for that balance tier. Fees could reduce earnings.

Business Checking Account

Account Minimum Balance to
Open Account
Earnings
Credit
Analyzed
Statement
Internet Banking Online Bill Pay ATM/Debit Card
Basic Business Checking
$100
NA
NA
Free
$4.95 per Month
Yes
Premier Business Checking
$100
Yes
Yes
Free
Free
Yes

Non Profit Business Checking Account

Account Interest Internet Banking Online Bill Pay ATM/Debit Card
$0 to $24,999.99 $25,000 to $49,999.99 $50,000 and higher
Rate APY Rate APY Rate APY
Non Profit Business Checking
0.25
0.25
0.35
0.35
0.45
0.45
Free
$4.95 per Month
Yes
The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the rate in effect for that balance tier. Fees could reduce earnings.